Navigating Hurricane Season with Beecher Carlson

June 22, 2020

As of mid-June 2020, three named storms, Arthur, Bertha, and Cristobal, have formed in the Atlantic. The first two occurred prior to the official June 1 start of the annual Atlantic hurricane season, and the third became a named storm shortly thereafter. With these early season storms and predictions for an above-normal hurricane season, it is important to prepare.

According to the National Oceanic and Atmospheric Administration’s Climate Prediction Center, we can expect “13 to 19 named storms (winds of 39 mph or higher), of which 6 to 10 could become hurricanes (winds of 74 mph or higher), including 3 to 6 major hurricanes (category 3, 4 or 5; with winds of 111 mph or higher).”1


2020 Prediction  Average 
Named Storms  13-19 12
Hurricanes 6-10 6
Major Hurricanes 3-6 3


Historical losses such as Hurricane Andrew in Florida and Hurricane Katrina in New Orleans as well as more recent events like Hurricanes Harvey, Irma, and Maria all serve as reminders that catastrophe risk should be proactively underwritten and managed.

Utilizing advanced modeling, Beecher Carlson can help you navigate your risk transfer and risk retention structure as it relates to “critical” catastrophe limits, identifying your catastrophe “hot spots,” calculating your property coverage layer breakpoints, establishing target pricing by layer, and more.

Our loss control engineers can also provide helpful tips and best practices to prepare for storms and to help protect your assets from loss, damage, or destruction.

Contact us today to learn more.